Terms of service

Welcome to POLICYADVISORLINE. Please read these Terms of Service carefully before using our website. By accessing or using our site, you agree to be bound by these terms and conditions. If you do not agree with any part of these terms, you must not use our website.

Understanding our service

POLICYADVISORLINE provides general help and information related to insurance. Our platform is designed to offer guidance and support your understanding of insurance options. It is important to note that we are not an insurance company, agent, or broker. We do not sell insurance, nor do we handle official policy actions. Our content is for informational purposes only and should not be considered official advice.

By using our website, you acknowledge and agree that any decisions you make based on the information provided are at your own discretion. We are not liable for any actions taken based on the information on our site. We may connect you with third-party service providers, but we are not responsible for their services or actions.

Governed user actions

These terms govern the following user behaviors and actions:

  1. Website use: You understand that our site is for general guidance only, not official insurance services.
  2. Information interpretation: You acknowledge that our content is informational and not a guarantee of quotes, prices, or outcomes.
  3. Interaction with phone numbers and links: You understand that calls or connections may lead to third-party providers, not POLICYADVISORLINE.

You must NOT expect:

  • Policy changes through us
  • Official support from us regarding your insurance policies
  • Insurance company actions initiated by us
  • Legal or financial advice from us

As a user, you understand that you use our site at your own discretion, and POLICYADVISORLINE is not responsible for how you act on the information provided.

Our protections and expectations

What we offer:

  1. Transparency: We clearly explain who we are, what we do, and what we don’t do, ensuring users are never misled.
  2. Privacy & safety of basic information: We protect any information a user chooses to share and never misuse or sell it.
  3. Honest, general guidance: We provide simple help and information to support users in understanding their insurance options.
  4. Secure browsing experience: We keep the website safe, functioning, and free from harmful content.

What we expect from you:

  1. Use the site responsibly: Understand that our information is general and not official advice.
  2. Do not misuse our content: Do not copy, misuse, or misrepresent our information.
  3. Provide accurate information if you contact us: Anything you submit must be truthful so the assistance remains useful.
  4. No illegal or harmful behavior: Do not use the site for fraud, impersonation, or abusive actions.
  5. Respect our independence: Understand that we are not an insurance company and cannot perform official policy actions.

Common user concerns

  1. “Are you an insurance company or officially connected to one?”

    We are not an insurance company, do not represent any specific insurance company, and do not handle official policy actions.

  2. “Is the information on this site guaranteed or just general help?”

    Our advice is general guidance only, not guaranteed advice specific to your exact policy or a guarantee of price or coverage.

  3. “What happens if I make a decision based on your information?”

    You use the information at your own discretion, and we are not responsible for the outcome.

  4. “Will you share my information with anyone?”

    We protect any information you choose to share and never misuse or sell it. Calls may go to third-party providers.

  5. “Can you change my policy, cancel it, or give me official support?”

    We cannot handle policy updates, claims, cancellations, or billing. Please contact your insurance provider directly for these actions.